How to set up and use apple pay on an iphone

Чтобы настроить Apple Pay, добавьте кредитную, дебетовую или предоплаченную карту в приложение Wallet на iPhone, Apple Watch или другом совместимом устройстве.

Для использования Apple Pay вам потребуется следующее.

• Совместимое устройство 1 с последней версией iOS или iPadOS, watchOS или macOS.
• Поддерживаемая карта от работающего с Apple Pay эмитента банковских карт.
• Идентификатор Apple ID, с которым выполнен вход в iCloud 2 .

Узнайте, поддерживается ли Apple Pay в вашей стране или в вашем регионе. Чтобы узнать, совместима ли ваша карта с Apple Pay, обратитесь к ее эмитенту.

Как добавить карту для Apple Pay на iPhone

Добавьте новую дебетовую или кредитную карту в приложение Wallet или добавьте ранее использованную карту на устройстве, связанном с вашим идентификатором Apple ID.

Добавление новой карты на iPhone

1. Откройте приложение Wallet и нажмите кнопку «Добавить» .
2. Выберите «Дебетовая или кредитная карта».
3. Коснитесь «Продолжить».
4. Добавьте новую карту, следуя указаниям на экране. Если появится соответствующий запрос, выберите свой банк или эмитента вашей карты из списка либо найдите их в строке поиска.
5. Подтвердите свои данные в банке или у эмитента. Прежде чем разрешить использование карты в Apple Pay, они могут попросить вас предоставить дополнительные сведения или скачать приложение.
6. Если у вас есть связанное устройство Apple Watch, вы также можете добавить карту на часы.

Добавление ранее использованной карты на iPhone

1. Откройте приложение Wallet и нажмите кнопку «Добавить» .
2. Выберите «Ранее добавленные карты», чтобы увидеть карты, которые в прошлом были добавлены в приложение Wallet.
3. Выберите одну или несколько карт, которые хотите добавить, и нажмите «Продолжить».
4. Добавьте карту, следуя указаниям на экране.
5. При необходимости подтвердите свои данные в банке или у эмитента вашей карты. Прежде чем разрешить использование карты в Apple Pay, они могут попросить вас предоставить дополнительные сведения или скачать приложение.
6. Если у вас есть связанное устройство Apple Watch, вы также можете добавить карту на часы.

Если вы не можете добавить карту в приложение Wallet, обратитесь к этой статье.

После добавления карты вы сможете начать пользоваться Apple Pay.

Чтобы удалить карту с экрана «Ранее добавленные карты», нажмите «Изменить» > кнопку «Удалить» > «Удалить». Затем выберите «Удалить карточку», чтобы подтвердить удаление и удалить карту со всех ваших устройств.

Как добавить карту для Apple Pay на Apple Watch

Вы можете добавить новую дебетовую или кредитную карту либо карту, ранее использованную на устройстве, связанном с вашим идентификатором Apple ID, непосредственно на устройстве Apple Watch. Вы также можете добавить карту в приложении Apple Watch на связанном устройстве iPhone.

Добавление карты для Apple Pay на Apple Watch

1. Откройте на Apple Watch приложение Wallet.
2. Прокрутите экран вниз и выберите «Добавить карту».
3. Выберите «Дебетовая или кредитная карта», чтобы добавить новую карту, или «Предыдущая карточка», чтобы выбрать карту, которая была добавлена в приложение Wallet ранее.
4. Коснитесь «Продолжить».
5. Введите данные карты и добавьте ее, следуя указаниям на экране.
6. При необходимости подтвердите свои данные в банке или у эмитента вашей карты, используя приложение Apple Watch на связанном iPhone. Прежде чем разрешить использование карты в Apple Pay, они могут попросить вас предоставить дополнительные сведения или скачать приложение.

На устройствах Apple Watch, использующих Семейную настройку, непосредственное добавление карт может быть недоступно.

Добавление карты для Apple Pay в приложении Apple Watch на iPhone

1. Откройте приложение Apple Watch на связанном устройстве iPhone.
2. Перейдите на вкладку «Мои часы» и коснитесь «Wallet и Apple Pay».
3. Нажмите «Добавить карту».
4. Выберите «Дебетовая или кредитная карта», чтобы добавить новую карту, или «Предыдущая карточка», чтобы выбрать карту, которая была добавлена в приложение Wallet ранее.
5. Коснитесь «Продолжить».
6. Добавьте карту, следуя указаниям на экране.
7. При необходимости подтвердите свои данные в банке или у эмитента карты. Прежде чем разрешить использование карты в Apple Pay, они могут попросить вас предоставить дополнительные сведения или скачать приложение.

Если вы не можете добавить карту в приложение Wallet, обратитесь к этой статье.

После добавления карты вы сможете начать пользоваться Apple Pay.

Как добавить карту для Apple Pay на Mac или iPad

1. Откройте параметры Wallet на своем устройстве.
   • На компьютере Mac с Touch ID перейдите в меню «Системные настройки» > «Wallet и Apple Pay».
   • На устройстве iPad перейдите в «Настройки» > «Wallet и Apple Pay».
2. Нажмите «Добавить карту». 3,4
3. Добавьте карту, следуя указаниям на экране.
4. Подтвердите свои данные в банке или у эмитента. Они могут запросить дополнительную информацию.

Если вы не можете добавить карту в приложение Wallet, обратитесь к этой статье.

После добавления карты вы сможете начать пользоваться Apple Pay.

Если на вашей модели Mac нет встроенного датчика Touch ID, вы можете оплачивать покупки с помощью Apple Pay на совместимом устройстве iPhone или Apple Watch. Для этого на iPhone перейдите в меню «Настройки» > «Wallet и Apple Pay» и включите параметр «Оплата на Mac».

1. Убедитесь, что вход в iCloud выполнен на всех устройствах. На устройстве iOS необходимо настроить Face ID, Touch ID или пароль. На Apple Watch необходимо задать пароль. Если вы выйдете из iCloud или удалите пароль, то все кредитные, дебетовые, предоплаченные, транспортные карты и удостоверения учащегося будут удалены с этого устройства.
2. Если вам меньше 13 лет, служба Apple Pay будет недоступна и вы не сможете добавить карту в приложение Wallet. Возраст зависит от страны или региона.
3. В континентальном Китае использовать Apple Pay для оплаты на веб-сайтах в Safari можно только на совместимых моделях iPhone и iPad с iOS 11.2 или более поздней версии. В Нидерландах использовать Apple Pay для оплаты на веб-сайтах можно только на совместимых моделях iPhone или iPad.
4. В Италии вы не можете добавлять карты Maestro на устройства iPad или Mac. В Австралии вы не можете добавлять карты eftpos на устройства iPad или Mac. В Нидерландах карты Maestro можно добавлять на все совместимые устройства, кроме компьютеров Mac.

Информация о продуктах, произведенных не компанией Apple, или о независимых веб-сайтах, неподконтрольных и не тестируемых компанией Apple, не носит рекомендательного или одобрительного характера. Компания Apple не несет никакой ответственности за выбор, функциональность и использование веб-сайтов или продукции сторонних производителей. Компания Apple также не несет ответственности за точность или достоверность данных, размещенных на веб-сайтах сторонних производителей. Обратитесь к поставщику за дополнительной информацией.

Apple Pay is a “digital wallet” for Apple devices like the iPhone and Apple Watch. It’s a feature that lets you use your device to make purchases without taking out your wallet, purse, credit card, or cash.

There are a number of competing mobile payment systems — notably, Google Pay and Samsung Pay for Android devices — but Apple Pay has become very common, now accepted at most top US retailers and two out of three stores. You can even use Apple Pay at select stations on the New York City subway.

If you plan to use Apple Pay with more than one device, such as your Apple Watch or iPad, you need to set it up separately on each one.

If you add multiple cards to your Apple Wallet, you can specify which one you want to use by default when making a purchase. And at any time, you can see a list of transactions you’ve made with any card in your Apple Pay wallet.

Want to use Apple Pay on your iPhone, and keep your wallet in your pocket? Here’s how to set it up and use it.

Check out the products mentioned in this article:

iPhone 11 (From $699.99 at Apple)

Apple Watch Series 5 (From $399.00 at Apple)

Apple iPad Pro (From $999.99 at Apple)

How to set up Apple Pay on an iPhone or iPad

1. Open your device’s “Settings” app and select the “Wallet & Apple Pay” menu.

2. Tap “Add Card.”

3. Tap “Continue” on the introduction page.

4. Select the type of payment card you’d like to add.

5. Add a credit card by holding the phone over the card, letting the iPhone automatically read the number off the front of the card.

6. Or enter your card information manually by tapping “Next” and “Back” to toggle between entering your name and card number or expiration date and security code.

7. You should see the Terms and Conditions page. Review the information and tap “Agree.”

8. Your iPhone will attempt to confirm the card with your card company and add it to the Wallet. For some cards, this happens automatically, though for other cards, you might need to enter a verification code or otherwise communicate with your card company.

9. When you finish this process, you should see the card appear in your Wallet. Repeat that process for any other credit cards that you want to add.

How to change the default credit card on Apple Pay

1. Start the Settings app and tap “Wallet & Apple Pay.”

2. Tap “Default Card” and choose the card you want to use.

How to make a payment with Apple Pay using your iPhone

1. When you’re ready to pay, activate Apple Pay. On an iPhone without a home button, you do this by quickly double-clicking the side button. The Wallet screen will appear and scan your Face ID.

On an iPhone with a home button, rest your finger on the home button until the Wallet screen appears.

2. Hold the iPhone directly over the point of sale terminal. You might need to look for the Apple Pay or wireless symbol so you know where to position the phone. If in doubt, you can ask the cashier where to position it.

3. If you want to use the default credit card, use Touch ID or Face ID to approve the transaction. If you want to switch to another card, tap the card you want to use before you approve the transaction.

How to check your Apple Pay transaction history

1. Open the Wallet app.

2. Tap on any card you want to inspect.

3. Select the “Transactions” button and you should see a list of all the transactions made with that card appear under it.

4. If you don’t see any transactions, the transaction history might be turned off. To turn it on from the Transactions tab, tap the “Show History” toggle so it’s green.

Check out the video version of this article on YouTube:

Oliver Haslam is a professional freelance writer with nearly ten years of experience. His work has been published on Macworld, PCMag, 1Password’s blog, and other websites. He writes about all things Apple. Read more.

There are many reasons to live within Apple’s walled garden, and Apple Pay is one of them. Here we’re going to run through the steps that must be taken to set up, and then use, Apple Pay on an iPhone.

Apple Pay is Apple’s way of making it easier for its users to spend money, and even though that doesn’t necessarily sound like a great thing, it can be a real life changer. With Apple Pay in tow, depending on your location, leaving home without a wallet is possible, and if you’re particularly forgetful, that can be huge. Contactless payment via Apple Pay and other such technologies is ubiquitous in many parts of the world, and the United States is starting to catch up, too. That means that Apple Pay is more helpful than ever.

Setting up Apple Pay is one of the first things you should do when getting a new iPhone, though making payments has changed slightly with some of Apple’s most recent iPhone releases. Fear not though—we’re going to hold your hand the whole way through. Let’s get started.

How to Set Up Apple Pay

To get the ball rolling, open the Wallet app and then tap the “Plus” icon in the top-right corner.

The next screen will tell you a little bit about Apple Pay and what it can do. Tap the “Continue” button to move on.

Now, you’ll need the physical card that you want to add to Apple Pay. You can either scan the card by placing it inside the frame and using your iPhone’s camera or tap the “Enter Card Details Manually” button. If you follow the latter route, you will be asked to enter all pertinent information—card number, your name, expiration date, and security code.

After all of your details are entered, your bank will need to verify your card. This should all be done automatically (and happen quickly) but may differ depending on your bank. Follow the on-screen instructions, and you shouldn’t have any issues.

Once you have completed the process, your card will be ready for use in the Wallet app.

How to Use Apple Pay

To use Apple Pay online, simply follow the merchant’s steps to the point where you’re prompted to authenticate for Apple Pay. The steps at this point are the same as making a purchase in-store.

To make a purchase in-store using a locked iPhone X, iPhone XR, or iPhone XS, double-click the side button and then look at your iPhone. The Wallet app will open and display your default card. By looking at your iPhone, Face ID will successfully authenticate the purchase. However, if you’re using an iPhone with Touch ID, double-press the Home button while the device is locked and then rest your finger on the button to authenticate Apple Pay.

If you’re in a physical store, hold your iPhone against the contactless reader. Generally, you don’t need to touch the reader for the transaction to take place although some older readers may be less forgiving here. Once the purchase is complete, you will hear a chime and see a checkmark appear on-screen alongside the word “Done.”

It’s faster, more secure and more convenient than using your actual credit cards.

Despite the number of people who own an iPhone or an Apple Watch, there are still plenty of them who don’t use Apple Pay. And that’s a shame because it’s uniquely positioned to bridge transactions on your iPhone with those in actual stores.

Apple Pay is basically a digital wallet on your iPhone, iPad, Apple Watch or Mac that lets you buy things in restaurants, in retail stores, in apps and on the web. You can even use it to send and receive money to friends and family with Messages.

Even though there’s an image of your credit card in Apple’s digital Wallet, your card number is never stored on your phone or on Apple’s servers. Instead, Apple Pay uses a specific device number and a unique transaction code to process payments and protect your information. This allows Apple Pay to be faster and more secure than using a physical credit card at a register.

Over the past five years, Apple has added support for transit cards and loyalty cards . Imagine hopping onto the bus or train with just a swipe of your iPhone or Apple Watch at the turnstile.

Apple Pay works on your iPhone, iPad, Apple Watch and Mac. Depending on the device, you can purchase things at stores, in apps and online.

If you’re interested in setting up Apple Pay on any of your Apple devices, watch the How To Use Apple Pay video at the top of this story. In the video, we walk you through how to add credit and debit cards to Apple Pay , configure settings and use Apple Pay both in stores and online.

If you want more in-depth information, read our CNET story on everything you want to know about Apple Pay . To find out how Apple Pay compares to Apple’s new credit card and Apple Cash, check out ” Apple Card vs. Apple Pay vs. Apple Cash: What you need to know .” And you can read one of our editors’ heartfelt account of surviving a day without a wallet , using only her phone and Samsung Pay .

Originally published July 22, 2019.

To set up Apple Pay, you’ll need to have a passcode, Touch ID or Face ID, enabled on your compatible device. You’ll also need to be connected to the internet and signed in to an iCloud account. If you have an Android device you can set up Google Pay.

Follow the steps below, or use the downloadable guide.

iPhone

Using the BNZ app:

You’ll need the latest version of the BNZ app to add your cards to Apple Pay. You can update or download this from the App Store.

1. Log in to the BNZ app.
2. Tap the Menu icon then tap Cards.
3. Select the card you’d like to add then tap Add to Apple Wallet. Tap Next.
4. Read the terms and conditions then tap Agree to confirm.

Using the Wallet app:

1. Open the Wallet app.
2. Tap the plus (+) icon in the upper-right corner.
3. Follow the steps to add a new card. If you’re asked to add the card that you use with iTunes, just enter its security code.
4. Read the terms and conditions then tap Accept to confirm.
5. Verify your card by tapping BNZ App then entering your password. If you don’t have the BNZ App, you can opt to call us instead on 0800 275 269, and say “Apple Pay”.
6. Once we’ve verified your card, tap Confirm to add your card to Apple Pay.

Apple Watch

1. Open the Watch app on your iPhone.
2. Go to the My Watch tab.
3. Scroll down and tap Wallet & Apple Pay.
4. Follow the steps to add a card. If a card is already on your iPhone, tap Add next to the card. To add a new card, tap Add Credit or Debit Card. If you’re asked to add the card that you use with iTunes, just enter its security code. Tap Next.
5. Once we’ve verified your card, tap Confirm to add your card to Apple Pay.

Using the BNZ app:

1. Log in to the BNZ app.
2. Tap the Menu icon then tap Cards.
3. Select the card you’d like to add then tap Add to Apple Wallet. Tap Next.
4. Read the terms and conditions then tap Agree to confirm.

Using the Wallet app:

1. Open Settings.
2. Scroll down and tap Wallet & Apple Pay.
3. Tap Add Credit or Debit Card.
4. Follow the steps to add a new card. If you’re asked to add the card that you use with iTunes, just enter its security code.
5. Verify your card by tapping BNZ App then entering your password. Tap Login. If you don’t have the BNZ App, you can opt to call us instead on 0800 275 269, and say “Apple Pay”.
6. Once we’ve verified your card, tap Confirm to add your card to Apple Pay.

MacBook Pro with Touch ID

1. Open System Preferences.
2. Select Wallet & Apple Pay.
3. Select Add Card or the plus (+) icon.
4. Follow the steps to add a new card. If you’re asked to add the card that you use with iTunes, just enter its security code.
5. Tap Next. We’ll verify your information.
6. Once we’ve verified your card, tap Confirm to add your card to Apple Pay.

Please note: If you purchase a new iPhone, Apple Watch, iPad or MacBook, you must add your cards to Apple Pay again. Remember that you must remove any BNZ cards from your Apple device, before selling or giving it to someone else.

Download the guide

Contact us

You can send us a secure message in Internet Banking.

As a Nordea customer, Apple Pay enables you to easily make payments in stores with your iPhone without touching the payment terminal. Also purchases over 50 euros. You can also use it for purchases in apps and online. Takes just a minute to activate.

Apple Pay – easy, secure and close at hand

Forgot your wallet? Pay with your phone.

Got thirsty while out running? Pay easily with your phone.

Pay your online shopping securely just with a couple of clicks.

Three easy ways to set up Apple Pay

You can add your card to Apple Pay in three ways if your device runs iOS 11 or later. If you have an account with Nordea, you can easily set up Apple Pay in your mobile bank. If you are not using mobile bank, you can set up Apple Pay in the handy Nordea Wallet app. If you have an Apple Watch, you can set up your card in the Apple Wallet app.

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If you have an account with Nordea, set up Apple Pay in mobile bank

If you are familiar with the Nordea Mobile app, setting up Apple Pay is easy. Just make sure you have the latest version of Nordea Mobile. You can also download the from the Apple Store.

1. Open Nordea Mobile and select the card you want to use.
2. Tap “Add to Apple Wallet”.
3. Follow the steps of the verification process and accept the terms and conditions.

If you have a Nordea card, set up Apple Pay in Nordea Wallet

With the handy Nordea Wallet app, you can easily see your purchase history and track your spending. When you are setting up Apple Pay in the Nordea Wallet app, just make sure you have the latest version of Nordea Wallet or download it to your phone.

1. Open Nordea Wallet and select the card you want to use.
2. Tap “Add to Apple Wallet”.
3. Follow the steps of the verification process and accept the terms and conditions.

If you have an Apple Watch, set up Apple Pay in Apple Wallet

You can also use Apple Pay on your Apple Watch. After you have set up your card in Apple Wallet, you can make contactless payments by holding your smartwatch up to a payment terminal.

1. Open the Apple Watch app on your iPhone and go to the My Watch tab.
2. Tap “Wallet & Apple Pay”.
3. Add a card by following the instructions.

How to pay easily.

In a grocery shop

If you are already reading news articles on your phone in the queue at the grocery shop, you can pay for your purchases just by extending your arm. In other situations, follow these simple steps:

1. Take your phone in your hand.
2. Hold it close to a contactless payment terminal.
3. Confirm the payment with the method of your choosing, such as Touch ID or Face ID.

Online and in apps

Apple Pay is a quick and secure way to pay online or in apps. It does not disclose your card details but provides online stores with your delivery information automatically:

1. See if “Pay with Apple Pay” is included in the payment options.
2. Tap the button.
3. Check your delivery information.
4. Confirm the payment.

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Something New

Once set up properly, using Apple Pay is as easy as a double-click and a wave, but a few important tips will provide greater payment control.

Apple Pay is among the most convenient ways to pay for goods and services at a physical store using an iPhone. Simply bringing the device close to the payment terminal is enough to complete the purchase with no need to enter a PIN code, swipe a card or sign. In addition, Apple Pay may be available for some in-app payments and purchases made on websites. However, there is some initial setup required before getting started.

Mobile payment systems for retail shopping have been in place for many years, with Apple Pay launching in 2014. Google Pay and Samsung Pay followed in 2015 and Fitbit added mobile payment to its smartwatches in 2018. In the beginning, the use was a little awkward with retailers unfamiliar with the technology. However, the locations where mobile wallets can be used have greatly expanded since then, making paying with a smartphone or smartwatch more commonplace. Since the COVID-19 pandemic, there ahs been increased concerns over limiting personal interactions making contact-free payments even more valuable than before

Before using Apple Pay with an iPhone 12, the credit and debit cards that will be charged must be added to the Wallet app. This is relatively quick and easy to do. With the Wallet app open, tapping the plus symbol will allow adding a new card, or selecting an existing Apple Pay card if the user already has one or more associated with their Apple ID. The app will ask for an Apple ID login to begin. If adding a new card, the Wallet app will switch on the iPhone’s rear camera and provide instructions to position the card so that it appears within the frame shown on-screen. This allows the iPhone to read the card number. If there isn’t enough light or if the automatic scan is not used for some reason, the card information can also be manually added by typing in. For some cards, the issuer may require the use of their own app for verification.

After one or more credit and debit cards have been added, Apple Pay is ready to use. If the Apple Wallet has more than one card, it is important to select which card is the preferred option, since this card will be the default when making purchases. To select a preferred card, simply touch and hold one and drag it to the front of the stack.

How To Use Apple Pay After Setting Up

Look for the Apple Pay logo or EMV contactless payment logo at a retail store or physical terminal. When using the default card in the Apple Wallet, preparing the iPhone to pay is as easy as double-clicking the sleep button on the right side of the device. Since the iPhone 12 has FaceID, it would normally be possible to simply glance at the phone to authenticate, but if wearing a mask or if FaceID has been switched off, entering a passcode will also work. The iPhone should then be held near the card reader until done and a checkmark appears on the screen. There may also be an audible signal of completion as well. Some terminals may still request a PIN code, but this should be a rare occurrence. To use a different card, double-click the sleep button, but when the default card appears, tap the card to select an alternate from the Apple Wallet.

Apple Pay can also be used online to pay at participating websites and within some apps to make in-app purchases. If the user’s billing, shipping, and contact information have been entered on the iPhone in the Settings app, those will be used for online and app purchases when needed. When checking out, there is an opportunity to change the card, address and name used. To complete the purchase, the iPhone will prompt the user to double-click the side button (the sleep button) as confirmation. At this point, FaceID or a passcode is needed to authenticate and complete payment. Anywhere the Apple Pay logo is seen, there should be an option to use this method of payment. Online payment and in-app payments may have a button labeled as ‘Donate with Apple Pay’ or ‘Buy with Apple Pay.’

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How to Set Up and Use Apple Pay®

How to Set Up and Use Apple Pay®

How to Set Up and Use Apple Pay®

Now you can enjoy all the benefits of your National Bank of Arizona® Visa using Apple Pay.

SET UP IS SIMPLE: To add your card to Apple Pay:

• On iPhone®, open the Wallet app and tap the plus sign. From there, follow the on-screen instructions.
• On Apple Watch®, open the Apple Watch app on your iPhone and select “Wallet & Apple Pay”, then tap “Add Credit or Debit Card.” From there, follow the onscreen instructions.
• On iPad®, go into Settings, open “Wallet & Apple Pay” and select “Add Credit or Debit Card”. From there, follow the onscreen instructions.

PAYING IS EASY AND SECURE: To pay within stores, hold your iPhone near the contactless reader with your finger on Touch ID® or double-click the side button and glance at your iPhone to authenticate with Face ID®. On Apple Watch, just double-click the side button and hold the display of your Apple Watch up to the contactless reader. To pay within apps on iPhone and iPad, select Apple Pay as the payment method and place your finger on Touch ID.

LEARN MORE AND DOWNLOAD:

Supported devices only. Visit the Apple Support website for the list of Apple Pay compatible devices

An easier way to pay

Apple Pay lets you make secure, contactless payments with Apple devices such as iPhone, Apple Watch, iPad and Mac in a shop or online.

Use Apple Pay to make purchases in all kinds of apps, a pizza delivery or a new pair of trainers with the devices you carry every day. Checking out is fast, simple and secure. No need to hunt for your wallet or purse.

Set up Apple Pay using our app

If you have our mobile banking app, getting started with Apple Pay is easy. All you need is your debit card, your iCloud login details and have a supported device.

If you have our mobile app and use an iPhone 6 or above

• Log in to the mobile app, making sure you have the latest version downloaded
• On your iPhone select the account your debit card is linked to, then ‘Manage my card & Apple Pay’ > Tap the ‘Add to Wallet’ button and follow the on-screen instructions

If you have an Apple Watch linked to your phone, you will be able to select the option on-screen to add the card to your Apple Watch.

Once complete, your card will be available for use within the Apple Wallet.

App available to customers aged 11+ with compatible iOS and Android devices and a Channel Islands, Isle of Man, UK or international mobile number in specific countries.

Other ways to set up Apple Pay

How you set up Apple Pay will change depending on which type of Apple device you are using:

• On iPhone open Wallet and tap the ‘+’ icon in the upper-right corner
• On iPad go to ‘Settings’ > ‘Wallet’ > ‘Apple Pay’ > ‘Add Card’
• For Apple Watch, go to the Apple Watch app on your iPhone and tap ‘Wallet & Apple Pay’ > ‘Add Card’
• For a Mac with Touch ID go to ‘System Preferences’ > ‘Wallet & Apple Pay’ > ‘Add Card’
• For a Mac without Touch ID, you’ll need to complete the purchase using an eligible iPhone or Apple Watch

If you have a NatWest International debit card registered with iTunes, the details will be retrieved from iTunes. You can proceed to add this card or you can choose to add a new card.

NatWest International will verify your information and may ask for more information. Once you have this simply go back to Wallet and tap your card.

Your 1-stop checklist

Now more than ever, Apple Pay is a better way to pay with your TSB account. It’s contactless, safe and easy. If you’ve never made a contactless payment with Apple Pay, it’s simple to set up before you leave home.

If you’re eligible for contactless payments and you’ve got one of the devices from section A and one of the cards from section B below, you’re ready to begin the setup checklist.

• In shops you can pay using your iPhone 6, 6 Plus or later, or your Apple Watch
• In apps you can make payments with your iPhone 6, 6 Plus or later, iPad Pro, iPad Air 2, iPad mini 4 or iPad mini 3

Check the Apple website for the latest list of supported devices.

B. Accounts and cards

1. What operating system is your device running? Press to expand/collapse

To use Apple Pay, your device needs to be running iOS 8.1 or later. You can check which version of operating system it’s using by going to ‘Settings’ > ‘General’ > ‘About’, then scrolling down and looking for ‘Version’.

Under ‘About’ in the menu you should see a ‘Software Update’ notification if your device is on an older version.

2. Activate iCloud if you haven’t already Press to expand/collapse

Go to the ‘Settings’ icon on your device, select ‘Use iCloud’ and follow the on-screen instructions.

We also recommend setting up Find My iPhone in case your device is lost or stolen. See our Apple Pay security pagefor more information.

3. Register your fingerprint with Touch ID Press to expand/collapse

To activate Touch ID on your iPhone or iPad:

• Tap ‘Settings’ > ‘Touch ID & Passcode’, then enter your Passcode – you’ll need to set one up if you haven’t already
• Tap ‘Add a Fingerprint’ and hold your device as you normally would when touching the Home button
• Follow the on-screen instructions

4. Register your face with Face ID Press to expand/collapse

Tap ‘Settings’ > ‘Face ID & Passcode’

Tap ‘Set up Face ID’

Follow the on-screen instructions

5. Add credit or debit cards to your Wallet Press to expand/collapse

You can add up to 8 different credit or debit cards to the Wallet app or your Apple Watch. And if you’re adding more than 1, you can choose which one you’d like as your default card.

To add cards via your iPhone:

• open the Wallet app
• select the ‘+’ button
• follow the on-screen instructions

To add cards to your Apple Watch:

• open the Apple Watch app on your iPhone that’s paired with Apple Watch
• tap ‘Wallet & Apple Pay’
• tap ‘Add credit or debit card’
• follow the on-screen instructions

To add cards via your iPad Pro, iPad Air 2, iPad mini 4, iPad mini 3:

• open ‘Settings’
• tap ‘Wallet & Apple Pay’
• then select ‘Add credit or debit card’
• follow the on-screen instructions

Please note: if you have a brand new or replacement credit card, you’ll need to activate the card for Apple Pay to work. This is a security feature to make sure that no-one else has got hold of your card.

Here’s how to make your TSB account your default card if you’ve registered more than 1:

Go to Settings, select ‘Wallet & Apple Pay’, tap ‘default card’ and select your TSB card.

6. Verify your device Press to expand/collapse

To make sure it’s you who’s trying to register the device, we’ll give you the option to complete the verification by SMS or a phone call.

If you choose SMS, we’ll send a verification code to the mobile number registered to your account. All you need to do is enter the code in the Wallet app.

7. Start spending Press to expand/collapse

And that’s it – you’re ready to start using Apple Pay. In most stores you’ll be able to spend up to £45 per contactless transaction but there are some that’ll let you make higher value payments. And in apps, there’s no upper limit.

Need some more help?

From learning how to remove cards to the contactless transaction limit, we’ve listed answers to frequently asked Apple Pay questions.

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If you’re in search of a fast, safe payment method, Apple Pay may be a good option to consider. Let’s say you’re at the grocery store and ready to check out, but instead of taking out your credit card, debit card, or cash, all you need is your Apple device. You can tap your phone or watch at the register to pay—no need to swipe, insert a chip, or exchange cash. Learn how Apple Pay works and why it might (or might not) be a good option for you.

What Is Apple Pay?

First launched in 2014, Apple Pay is a digital wallet that allows you to make purchases without your purse, wallet, credit card, or cash, both online and in person at millions of retailers, including restaurants and grocery stores. You can also send and receive money to and from friends or family with Apple Pay. At its core, a digital wallet is an electronic version of your credit or debit card that’s stored in an app on a device.

Specifically designed to be compatible with the iPhone, iPad, Apple Watch, and MacBook, Apple Pay is a convenient and efficient way to make contactless payments at most stores. With this mobile payment system, you can complete transactions faster, and eliminate the security and safety issues often associated with physical wallets. While a real wallet can be misplaced or stolen, Apple Pay keeps your credit or debit card in one place. It also secures it by using a generated code specific to your device with every purchase, ensuring your card information is never stored on any Apple servers or card readers.

How Do You Set Up Apple Pay?

If you have an Apple device and would like to set up Apple Pay, follow these steps.

Gather Everything You Need

Before you start the setup process, make sure you have the following on hand:

• An eligible Apple device, classified as a recent version of the iPhone, iPad, Mac, or Apple Watch
• A credit or debit card
• An Apple ID
• Current iOS, watchOS, or macOS software

Open the Wallet App

Go to the Wallet app and tap the plus sign on your iPhone. If you’re on your iPad, visit Settings and open Apple Pay. On your Apple Watch, hit the My Watch tab and tap Wallet and Apple Pay. If you’d like to use your MacBook, go to System Preferences, then proceed to Wallet and Apple Pay.

Click Add Credit or Debit Card

Plug in your credit or debit card details, which will likely include the:

• Card number
• Expiration date
• Security code

Depending on the device, you may be able to open the app and simply hold it over a credit or debit card, scanning the card to add it to your digital wallet.

Wait for Verification

Once you add your credit or debit card, your bank or card issuer may need to confirm that it’s eligible for Apple Pay. Depending on the card you use, this may occur automatically; you may be required to enter a verification code; or you may need to reach out to your bank or credit card company directly. When your card has been verified, click “next.”

Select a Default Card

While you can add multiple cards to Apple Pay, it’s required that you select the one you’d like to use for most of your purchases.

The first card you add will serve as your default. However, if you’d like to change your default card, go to “default card,” then select a new card. You can also remove a credit or debit card connected with Apple Pay at any time.

How Do You Use Apple Pay?

After you’ve set up Apple Pay, you’ll be ready to use it for your online or in-store purchases.

Using Apple Pay in Stores

Millions of stores allow consumers to use Apple Pay when shopping in person. If you wish to pay with your iPhone, open the Apple Wallet App, then place your device near the card reader. When you do, the default card will automatically be used for your payment. To use a different card, tap the screen and select another one.

To pay with your Apple Watch, open the app, double click on the side button, and hold your Apple Watch up to the card reader. With both devices, you’ll be good to go as soon as you feel a gentle tap that verifies your purchase.

Using Apple Pay Online

When you’re at the checkout screen on a browser such as Safari, select Apple Pay as your preferred payment method.

Next, place your finger on the Touch ID to verify your purchase. Or, if you have an iPhone model that requires Face ID, double-click the side button and place the device in front of your face to activate facial recognition. You can also type in your passcode instead. If the payment went through properly, you’ll notice a checkmark and “Done” on the screen.

For your initial purchase with the digital wallet, you’ll be asked to plug in your contact details, as well as billing and shipping information, which will become the default information. Make sure the billing and shipping address matches the card you plan to use for Apple Pay.

Apple Pay also records your transactions so you can look back to see what you paid. This could help you better manage your budget and understand your monthly spending.

• 14:24, 19 Feb 2021
• Updated : 14:26, 19 Feb 2021

APPLE Pay has been around for six years now – but already it’s hard to imagine our daily life without it.

Apple Pay allows you to buy pretty much anything without ever having to take your credit card out. But how exactly do you get started with using it?

How to use Apple Pay on your iPhone

Before you can use Apple Pay, you’ll need to set it up. Luckily, this is a really easy process – here’s how.

1. Open the Wallet app on your iPhone.

2. Tap the + icon to add a card, then click Continue.

3. Get the card you want to pay with, and position it under your iPhone’s camera so it can scan your card number.

4. Confirm the details are correct, then click Next.

5. Enter your CVV number, then click Next again.

6. Agree to the Terms of Service.

7. Repeat these steps for any additional cards you wish to add.

Once Apple Pay is set up and ready to go on your phone, the next step is actually using it in a store.

If a shop accepts mobile payments they will display the Apple Pay logo by the till – and some stores even display this on the shop door.

When you queue up to pay, this is what you should do.

1. For newer iPhones with Face ID (i.e. iPhone X, iPhone XR, iPhone XS, iPhone XS Max, iPhone 11, iPhone 11 Pro, iPhone 11 Pro Max, or iPhone 12), double-tap the Power button on the right side of the phone and your cards should appear.

2. Alternatively, open the Wallet app on your phone and tap on the card you want to pay with.

3. Hold your finger over Touch ID to verify yourself.

4. Lastly, move your iPhone close to the contactless terminal.

And there you have it – you’ve used Apple Pay.

Most shops will let you pay with Apple Pay these days and you’ll probably find them in: coffee shops, garages, and retailers.

What iPhone do I need to use Apple Pay?

Apple Pay was released in October 2014 – which means it can be used on any iPhone model released after this date.

This means Apple Pay is available for iPhone 6, 6s, 6 Plus, 6s Plus, 7, 7 Plus, 8, 8 Plus, SE, X, XS, XS Max, XR, 11, 11 Pro, 11 Pro Max and 12.

Apple Pay is available for use on these models in 51 countries around the world.

Apple Pay can also be used with an Apple Watch and even a Mac.

What is the Apple Pay limit?

Unlike with a regular contactless card, there is no limit for Apple Pay.

If you’re lucky enough to have an iPhone with Apple Pay set up, you can spend to your heart’s content, without having to worry about the £45 contactless limit.

However, in some countries overseas, you might find that you have to enter your PIN number for purchases over a certain price.

Most read in Tech

Does Apple Pay work without Internet?

Yes – you don’t need any Internet connection or even data in order to use Apple Pay.

Apple Pay uses the NFC chip (Near Field Communications) to transfer payments.

This means that even if you have run out of data, or your phone is in airplane mode, you can still use Apple Pay to make a payment.

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Apple Pay with Face ID works just like Apple Pay on iPhone with Touch ID— with two exceptions. First, the Home button is gone so you now use the Side button to bring it up. Second, Touch ID is gone so you now use Face ID to authorize it. Here’s how it works!

Face ID works on iPhone X, iPhone XS, iPhone XS Max, and iPhone XR. It also works on the 11-inch iPad Pro and third-generation 12.9-inch iPad Pro.

How do you pay with Apple Pay on iPhone with Face ID at retail?

Using Apple Pay on iPhone with Face ID at retail stores like coffee shops, pharmacies, fast food outlets, etc. is very similar to using it on any other iPhone. You simply need to substitute the Side button for the Home button, and Face ID for Touch ID.

1. Double click the Side button to bring up Apple Pay.
2. Look at your iPhone to authenticate with Face ID.
3. Switch cards if you want to use one other than your default.

Tap your iPhone to the pay terminal. (Or just bring it close.)

Can you tap the terminal first and then use Face ID to authorize Apple Pay on iPhone?

No. If you tap the terminal first you’ll still get the interface hint asking you to double-click the Side button twice to initiate Apple Pay. That’s to establish intent.

Otherwise, someone with a skimmer or beacon could walk around trying to trick you into a transaction or data capture while you’re looking at your phone.

If you’re used to tapping the terminal first then authorizing with Touch ID to save yourself a double-click, you’ll have to switch to the double-click first method. Yeah. Ugh.

(I’ve always and only used the double-click first method, previously with the Home button, now with Side. If you’re like me, there’ll be no change in pay flow.)

How do you pay with Apple Pay on iPhone with Face ID on-device?

Apple Pay in-app or on the web is similar as well, though the experience can and will vary slightly from app to app and site to site.

1. Add your item(s) and go to your bag/checkout.
2. Tap the Buy with Apple Pay button and/or Apple Pay Pay button.
3. Double Click the Side button.

Look at your iPhone with Face ID to authenticate.

From that point on, everything is processed the same.

How do you pay with Apple Pay on iPhone if Face ID can’t recognize you?

If, for whatever reason, Face ID can’t authenticate you:

1. Tap Pay with Passcode.
2. Enter your Passcode

Tap your iPhone with Face ID to the pay terminal. (Or just bring it close.)

Any Apple Pay on iPhone with Face ID questions?

If you have any comments, questions, or tips on using Apple Pay on iPhones with Face ID, drop them in the comments below!

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Apple Pay is just a double-click away with Lock Screen access.

* This post is part of iPhone Life‘s Tip of the Day newsletter. Sign Up. *

Did you know you can access Apple Pay from the iPhone Lock Screen? When this Wallet app feature is enabled, you can access Apple Pay plus the passes and loyalty cards found in your Apple Wallet quickly, so you can get ready to make a payment or bring up your boarding pass while you wait in line.

Why You’ll Love This Tip

• Get quick access to your payment methods for no-contact payment.
• Quickly pull up your boarding passes, concert tickets, discount cards, and more.

Access Apple Wallet from Lock Screen: iPhone X & Later (except iPhone SE 2nd Generation)

Before we learn how to set up and then how to access Apple Wallet from the Lock screen, make sure you’ve gone over how to set up Apple Pay and how to change your Apple Pay Payment preferences. For more iPhone shortcuts and time-saving tricks, sign up for our free Tip of the Day newsletter. Now, let’s learn how to find the Wallet app and open Apple Pay from the Lock screen on iPhones X and later (except iPhone SE 2nd Generation).

1. Open the Settings app.

Scroll down and tap Wallet & Apple Pay.

Toggle on Double-Click Side Button. (Note, that if you don’t have a credit or debit card set up for Apple Pay, the side button won’t open the Wallet app.)

Now, when you want to access the Wallet app from the Lock screen on an iPhone X or later, all you need to do is double click the side button!

Open Wallet App from Lock Screen: iPhones 6 through 8S & iPhone SE (2nd Generation)

The process for how to open Apple Wallet from the Lock screen on iPhone 6 through 8S or second-generation iPhone SE is a little different. Here’s how to set up and open Apple Pay from Lock screen if you have one of these iPhones:

Open Settings.

Tap Wallet & Apple Pay.

Scroll down to Allow Access When Locked and toggle on Double-Click Home Button.

Now your days of fumbling in your purse or physical wallet for your credit cards are over, and you should be ready to summon Apple Pay from your Lock Screen at a moment’s notice.

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Conner Carey’s writing can be found at conpoet.com. She is currently writing a book, creating lots of content, and writing poetry via @conpoet on Instagram. She lives in an RV full-time with her mom, Jan and dog, Jodi as they slow-travel around the country.

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What you’ll need to set up Apple Pay

Most Co-operative Bank debit and credit cards are eligible for Apple Pay with the exception of ATM cards and business credit or debit cards.

You can use Apple Pay with any compatible Apple device. There currently include:

• iPhone models with Face ID
• iPhone models with Touch ID, except iPhone 5s
• iPad Pro, iPad Air, iPad, and iPad mini models with Touch ID or Face ID
• Apple Watch Series 1 and 2 and later
• Apple Watch (1st generation)
• Mac models with Touch ID
• Mac models introduced in 2012 or later with an Apple Pay-enabled iPhone or Apple Watch.

Add a card to your device

You’ll need to have Apple iOS 8.3 or later installed on your device.

To add a card, you’ll need to:

• open the Apple Wallet and press ‘+’
• select ‘Add credit or debit card’
• choose from either ‘Use card on file for iTunes’ or ‘Use a different credit or debit card’
• enter your card details into the next screen, or use your phone’s camera to scan the card
• enter the 3-digit security number found on the back of your card
• read and accept the terms and conditions
• you’ll need a 6-digit verification code to complete the next stage. Let us know if you want to receive this by text or email
• enter the 6-digit verification code we send to you
• your set up is complete.

We’ll never share the contact information you’ve given us with third parties, including Apple.

Make a payment

If you’re in a store that accepts Apple Pay, swipe your Apple device across a contactless card reader – just like you would with a contactless credit or debit card.

If you’re buying something online, your Apple Wallet will already have your card’s details available when you make a purchase. It saves you typing your card details out online, or scanning your card in each time you visit.

Digital currency is becoming more and more popular and, these days, there’s no need to carry around an overflowing wallet in your pocket as an Apple device can now make payments for you.

In this tutorial, I’ll show you how to set up Apple Pay on an iPhone, and explain how to make payments both in stores and online.

Apple Pay Explained

Apple Pay enables payments using an iPhone, iPad, iWatch or Mac and removes the need for a physical debit or credit card. It supports most major debit or credit cards, such as Visa and MasterCard, and works with any merchant that accepts contactless payments.

Apple Pay also allows you to make transactions over the £30 contactless payment limit that’s enforced in most stores, although if a transaction exceeds a certain amount, you may need to enter an associated PIN (Personal Identification Number).

With Apple Pay, debit or credit card numbers are never stored on the device or Apple’s servers, nor are they shared with merchants, making it a safer option than paying with a physical card.

One thing to note, however, is that Apple Pay is only available in certain countries.

Set a Passcode

An iPhone requires a passcode to use Apple Pay, so if you haven’t already set one, tap Settings > Passcode > Turn Passcode On, and then enter and re-enter a chosen passcode.

If your iPhone supports Touch ID or Face ID, consider setting that up, too, as an extra layer of security. It will also save time when paying at the checkout.

Add a Card

Before you can make a payment with Apple Pay, you must first add a debit or credit card to your iPhone’s Wallet app.

Launch the Wallet app, and then tap + to add a new card. Press Continue, and then enter the three-digit CVV for the debit or credit card that’s associated with your Apple ID, or select Add a Different Card if you prefer to add a different card to Apple Pay, and then enter the details for said card. Press Next.

Enter your email address to be sent a verification code from your card issuer, and then enter the code in the box once you’ve received it.

You have now successfully set up Apple Pay on an iPhone.

Before you can use Apple Pay, you must first add a debit or credit card to your iPhone’s Wallet app

Pay With Apple Pay in Stores

You can make a payment with Apple Pay in any store that displays the contactless payment symbol, or the Apple Pay symbol. Here’s how.

iPhone 8 or Earlier

Place a finger on the iPhone’s home button to activate Touch ID or, alternatively, enter the passcode. Hold the top of the device within a few centimetres of the contactless reader until you receive confirmation on the display that your payment was successful.

If you want to pay with a different card, hold your device near the reader without placing a finger on Touch ID, and when your default card appears, tap it to choose another card. Place a finger on Touch ID or enter your passcode to complete the transaction.

iPhone X

Double-click the iPhone’s side button, then look at the device to authenticate with Face ID or, alternatively, enter the passcode.

Hold the top of your device within a few centimetres of the contactless reader until you receive confirmation on the display that the payment was successful.

To pay with a different card, double-click the side button, and when your default card appears, tap it to choose another card. Look at the device to authenticate with Face ID or enter the passcode, then hold the top of the device near the reader to complete the transaction.

You can pay with Apple Pay wherever you see one of these symbols

Pay With Apple Pay Online

Apple Pay can also be used to make payments online wherever the Apple Pay symbol is displayed, either through an app or Safari.

Navigate to the checkout, select Apple Pay as the payment method, and then ensure that the default billing and shipping address is correct. If not, update the information, and Apple Pay will remember any changes for future transactions.

To pay with a different card rather than your default card, press > and select a card.

If you own an iPhone 8 or earlier, confirm the payment with Touch ID or by entering the passcode, or if you own an iPhone X, double-click the side button and confirm the payment with Face ID or entering the passcode.

View the Transaction History

Launch the Wallet app, then tap the default card, followed by the Information logo, and then Transactions to view the transaction history.

Depending on the card issuer, you may only be able to view transactions made from the device you’re holding, or all transactions made from the debit or credit card account, including non-Apple Pay transactions.

Some issuers only provide initial authorisation amounts to the Wallet app, which may be different from the final transaction amount, therefore it’s advised that you always refer to the debit or credit card statement from the bank for the final amount.

View your transaction history

Conclusion

In this tutorial, I have shown you how to set up Apple Pay on an iPhone and explained how to make payments both in stores and online.

Apple Pay is a great alternative to carrying around a debit or credit card and, will no doubt, save the day the next time you forget your wallet.

Take the guesswork out of swiping or using the chip reader.

As its name suggests, Apple Pay is a payment feature within the Wallet app on your iOS device that lets you add credit, debit, and rewards cards to use and make purchases at participating retailers. It works with many major credit and debit cards from top banks. It’s also a great way to keep track of your most recent transactions. In iOS 11, you can even send and receive money directly through iMessage with Apple Pay, similarly to Venmo and Square Cash.

How does it work?

Apple Pay is a safe, quick, and convenient way to store up to eight credit or debit cards to pay for goods using your iPhone 5 and up. It works by using wireless Near Field Communication (NFC) technology, which allows two devices — like your smartphone and a payment terminal — to share information by tapping them together or waving one of the devices within proximity of the other. While it doesn’t work with Android smartphones or tablets, it can also be used on newer iPads and the Apple Watch.

Does it cost money?

Most banks and credit card companies within the United States don’t charge a fee for using Apple Pay, but additional message and data charges may apply to your cell phone bill. Currently, there’s no way to use Apple Pay for subscription services, recurring charges, and bills. But you can make payments from within apps or on websites using the Safari internet browser.

How to set up Apple Pay:

Here’s how you set it up on an iPhone and use it at the store.

1. Open the Wallet app.

2. Tap Add Credit or Debit Card or the + button at the top right of your iPhone’s screen. You can add up to 12 cards on a device.

3. Sign into your iCloud account.

4. Tap the next button at the top right.

5. Either take a photo of your card, or enter the card number manually.

6. Enter the expiration date and the CVV number for your card.

7. Wait for the system to add your card.

8. Verify your account with an email or text message.

9. Go spend your hard-earned cash with your iPhone.

How to use Apple Pay:

It’s important to note that Apple Pay only works in select stores. This includes places like American Eagle, Best Buy, Bloomingdale’s, Chick-fil-A, Dunkin’ Donuts, Express, GameStop, J.Crew, Kohl’s, McDonald’s, Sephora, Staples, Starbucks, Walgreens, and Whole Foods, among several others. You can see a full list of stores here, or you can just look for these symbols at the payment terminal.

1. To switch cards on your iPhone 8 or earlier, hold your device near the payment terminal without resting your finger on Touch ID. When your default card appears, tap it, then tap the one that you want to use. On the Apple Watch, double-click the side button before holding it near the reader and swipe left or right to change cards.

2. After selecting your card, place your thumb or finger on your iPhone’s Touch ID scanner, and hold your iPhone within an inch of the contactless reader until you see “Done” and a check mark on the display. If you’re using your Apple Watch, double-click the side button and hold the watch near the reader until you see the word “Done” and a check mark. For the iPhone X, double-click the side button, then glance at your smartphone to authenticate Face ID, or enter your passcode just like you would when you unlock it.

3. If you need to choose Credit or Debit on the terminal, select Credit.

4. If you need to provide the last four digits of your card, use the Device Account Number instead. To find this, open the Wallet app, tap your card, then tap “I” to see the Device Account Number.

5. You may need to sign a receipt or enter your PIN.

If you ever want to delete a card from your device, all you need to do on your iPhone is go to Settings > Wallet & Apple Pay, tap the card that you want to remove, then tap Remove Card.

In the event you lose your iPhone, go to or use the Find My iPhone app to either suspend or remove your cards from your device. Just click Settings, choose your device, and click Remove All. You can also call your bank or credit card company to suspend or remove your cards from Apple Pay.

How to set up Apple Pay Cash:

Apple Pay Cash is Apple’s person-to-person payment method so you can pay your friends and family right from within iMessage. It’s important to note that there is no fee to use Apple Pay Cash with a debit card. However, if you send money using a credit card, there’s a standard 3% credit card fee on top of the amount funded with a credit card. Here’s how to set up Apple Pay Cash, though!

1. Ensure you have iOS 11.2 or later installed.

2. Enable two-factor authentication for your Apple ID. If you haven’t done so already, go to Settings > iCloud. Next, tap your Apple ID, then tap Password & Security. Tap Turn On Two-Factor Authentication, then tap Continue to set it up.

3. Open a conversation in the Messages app, tap the App Store icon, tap the Apple Pay icon, review the Terms and Conditions, then tap Agree.

How to use Apple Pay Cash:

1. To add money to your Apple Pay Cash balance, Open the Wallet app.

2. Tap your Apple Pay Cash card, then tap the “i” icon.

3. On the info tab, tap Add Money.

4. Next, enter an amount, and tap Add.

5. Confirm what card you want to use to add money.

6. Confirm the amount with Face ID, Touch ID, or your iPhone’s passcode.

7. To send money, open an existing or start a new conversation in iMessage.

8. Tap the App Store icon, and then tap the Apple Pay icon.

9. Tap the minus icon or plus icon to select the amount to send, or tap Show Keypad to type a specific amount.

10. Type a message or press the send icon to send payment.

Apple Pay is now available to Bank of Ireland customers 1 on Apple devices.

Add your debit or personal credit card to your iPhone, Apple Watch, iPad or Mac and make quick, easy and contactless payments. You can use Apple Pay for in-app purchases and on the web too. It’s a safe and secure way to pay

Features & Benefits

Apple Pay take the hassle out of paying for goods or services, allowing you to make quick, easy and contactless payments by holding your device near a card reader. You can also pay for goods and services in apps or online using your Apple Pay.

• No need to have your physical card, wallet or bag on you to make payments when you’re out and about. You just need the Apple devices you use every day.
• It keeps you from having to touch physical buttons or exchange cash when you’re out getting what you need.
• You can store your Bank of Ireland cards in Apple Wallet, including personal credit cards and all of your debit cards (including cards for joint accounts and business accounts) so no need to rely on multiple plastics. (Please note that Bank of Ireland commercial credit cards and all credit cards for UK customers cannot be stored within Apple Pay at present).
• You can use Apple Pay to pay for goods and services online. No need to remember or find your card details, or share these with merchants.
• There is no upper limit, so you are not restricted to the current contactless payment limit (transactions over €50 may not be supported by some merchant terminals).
• If you lose your card you can still use your device for payment. Your credit card details will be automatically updated once you report your card as lost or stolen and your debit card will be updated in 2 business days. You will not be able to use your debit card on Apple Pay until it has been updated.
• You can use Apple Pay wherever you see the Apple Pay logo, or contactless payment symbol

Apple Pay lets you use your Apple device to pay with your Bank of Ireland debit or personal credit cards wherever you see the Apple Pay or contactless logo. You can use Apple Pay for in-app purchases and on the web too. It’s a safe and secure way to pay.

How do I set up Apple Pay?

1. Simply open the Apple Wallet app, tap + to add your card.
2. When prompted, enter the card details or capture an image of your Bank of Ireland debit or personal credit card.
3. You’ll be asked to enter a verification code, and once this has been authenticated, you’re good to go!

In Shops

Hundreds of thousands of stores now accept Apple Pay. You can use Apple Pay anywhere that accepts contactless payments. You can make payments for any amount with Apple Pay, though some retailers may not support Apple Pay transactions above €50.

Look for either of these symbols at checkout.

In-app purchases

Many apps now accept Apple Pay, so you don’t have to enter your card details to make in-app purchases. Simply select Apple Pay at the checkout and use Touch ID or Face ID to complete your payment.

On the web

Apple Pay is also available on the web in Safari. Whether you’re shopping or donating on your iPhone, Apple Watch, iPad or Mac, use Apple Pay without having to create an account or log in.

Touch ID is also available on the new MacBook Pro, so paying happens with just a touch and is quicker, easier and more secure than ever before!

For those who are new to digital wallets, we have collated the most frequently asked questions to help you on this exciting journey. Digital Wallet FAQs

Bank of Ireland Group plc is a public limited company incorporated in Ireland, with its registered office at 40 Mespil Road, Dublin 4 and registered number 593672. Bank of Ireland Group plc, whose shares are listed on the main markets of the Irish Stock Exchange plc and the London Stock Exchange plc, is the holding company of Bank of Ireland.

Bank of Ireland is regulated by the Central Bank of Ireland. In the UK, Bank of Ireland is authorised by the Central Bank of Ireland and the Prudential Regulation Authority and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Details about the extent of our authorisation and regulation by the Prudential Regulation Authority, and regulation by the Financial Conduct Authority are available from us on request. By proceeding any further you will be deemed to have read our Terms and Conditions and Privacy Statement.

The so-called Venmo killer is here.

Apple Pay Cash is officially here to give Venmo a run for its — well, your — money.

After launching in beta this past summer, the feature officially rolled out as available for all users over the weekend with the release of version 11.2 of the iPhone iOS. An extension of the existing Apple Pay app, the Cash feature allows users to send and receive money as they would with Venmo or other third-party payment apps.

Apple’s version of a person-to-person payments platform, Apple Pay Cash is compatible between all iOS devices. All you need to start using the cash-transfer feature is to turn it on through your iOS device’s settings.

That’s simple enough. First, make sure you have updated your device to the 11.2 version of the software. If you’re not sure, go to Settings, then General, and then check Software Update. The iO2 11.2 update is all about Apple Pay Cash, along with a few minor bug fixes and improvements.

Once that’s done, go back into Settings and this time navigate to Wallet & Pay. There, select the option to enable Apple Pay Cash.

From there, you’ll be prompted to set up your touch or face ID code if you hadn’t already. Once it’s all enabled and your debit card is on file, you can begin sending other iOS users cash using iMessage.

As we previously reported, Apple had first rolled out its Venmo competitor on iOS 11.2 beta 2, and now this official release finally places Apple in the personal payments ranks that include the popular Venmo and Square Cash apps.

“Sending money is as simple as sending a message,” Apple announced on its official site. “Use your debit or credit card with just a touch of your finger or by asking Siri.”

When you opt into Apple Pay Cash, Apple will also issue you your own virtual card. The “card” can only be used to send and receive money through the feature, along with transactions on the popular Apple Pay at retailers.

If you’re a big Apple Pay user already, you’ll appreciate that the new Cash feature will let you spend the money you receive right away at Apple Pay retailers, or pay someone else back. No need to wait until the money is transferred to your bank’s checking account.

Longtime iMessage users may be pleasantly surprised by Apple Pay Cash’s new look. The blue bubbles turn black when you use Apple Pay Cash, giving your payments and cash requests a unique look.

Apple has partnered with retail banker Green Dot to operate its new Apple Cash venture.

• To use Apple Pay on an iPhone, you need to add debit or credit cards to your phone’s Wallet app.
• Once you’ve added your card, you can use Apple Pay to make purchases at a growing number of retailers around the world by simply waving your iPhone over a scanner.
• You can keep track of all your Apple Pay transactions through the Wallet app.
• Visit Business Insider’s homepage for more stories.

Apple Pay is a “digital wallet” for Apple devices like the iPhone and Apple Watch. It’s a feature that lets you use your device to make mobile payments without taking out your wallet, purse, credit cards, or cash.

There are a number of competing mobile payment systems — notably, Google Pay and Samsung Pay for Android devices — but Apple Pay has become very common, accepted at about three quarters of the top US retailers. You can even use Apple Pay at select stations on the New York City subway.

Want to use Apple Pay on your phone and keep your wallet in your pocket? Here’s how to set it up and use it.

Check out the products mentioned in this article:

iPhone 11 (From $699.99 at Best Buy)

Apple Watch Series 5 (From $399 at Best Buy)

How to set up Apple Pay on an iPhone

1. On your iPhone, open the Wallet app.

2. Tap the plus sign in the upper right corner of the screen.

3. Tap “Continue” on the introduction page and then get ready to add your credit or debit card to the iPhone.

4. Add a credit card by holding the phone over the card, letting the iPhone automatically read the number off the front of the card.

5. Complete the process, tapping “Next,” entering the expiration date, and the security code.

6. You should see the Terms and Conditions page. Review the information and tap “Agree.”

7. Your iPhone will attempt to confirm the card with the credit card company and add it to the wallet. For some cards, this happens automatically, though for other credit cards, you might need to enter a verification code or otherwise communicate with your credit card company.

When you finish this process, you should see the card appear in your wallet. Repeat that process for any other credit cards that you want to add.

How to change the default credit card on Apple Pay

If you add multiple cards to your Apple Wallet, you can specify which one you want to use by default when making a purchase.

1. Start the Settings app and tap “Wallet & Apple Pay .”

2. Tap “Default Card” and choose the card you want to use.

If you plan to use Apple Pay with more than one device, you need to set it up separately on each one. To configure your Apple Watch, read our article, “How to use Apple Pay on an Apple Watch with your debit or credit card.”

How to make a payment with Apple Pay using your iPhone

The best part of using Apple Pay on your phone is the convenience. It more or less works automatically — you don’t have to go out of your way to make purchases with it. Here’s what you do:

1. When you are ready to pay, hold the iPhone directly over the point of sale terminal. You might need to look for the Apple Pay or wireless symbol so you know where to position the phone. If in doubt, you can ask the cashier where to position it.

2. The Wallet app should launch automatically.

3. If you want to use the default credit card, use Touch ID or Face ID to approve the transaction. If you want to switch to another card, tap the card you want to use before you approve the transaction.

How to check your Apple Pay transaction history

At any time, you can see a list of transactions you’ve made with any card in your Apple Pay wallet.

1. Open the Wallet app.

2. Tap on any card you want to inspect. You should see a list of all the transactions made with that card appear under it.

3. If you don’t see any transactions, the transaction history might be turned off. To turn it on, tap the black circle with three dots at the top right of the credit card screen. Make sure that “Show History” is turned on.

Check out the video version of this article on YouTube:

Related coverage from How To Do Everything: Tech:

How to get an Apple Card by applying for it on your iPhone

How to use Apple Pay on an Apple Watch with your debit or credit card

How to remove a credit card from your iPhone, and disconnect it from Apple Pay or your Apple ID

‘How does the Apple Card work?’: A guide to using Apple’s new credit card and its features

Learn more:

• Credit Card Industry and Market
• Mobile Payment Technologies
• Mobile Payments Industry
• Mobile Payment Market, Trends and Adoption
• Credit Card Processing Industry
• List of Credit Card Processing Companies
• List of Credit Card Processing Networks
• List of Payment Gateway Providers
• M-Commerce: Mobile Shopping Trends
• E-Commerce Payment Technologies and Trends

Insider receives a commission when you buy through our links.

Apple Pay ® * is an easy, secure, and private way to pay on iPhone ® , iPad ® , Apple Watch ® , and Mac ® .

To add your N26 debit card to Apple Pay:

1. Open the Apple Wallet ® app.
2. Tap the + sign in the upper-right corner.
3. Select Credit or Debit Card .
4. You will be asked to enter your card’s security code to add the credit or debit card associated with your iTunes account or select Add a different card and use your iPhone camera to scan the card information.

Frequently Asked Questions

“Can I add my N26 debit card to Apple Pay on more than one device?”

Yes, you can add your N26 debit card to Apple Pay on multiple devices. Please note that you need to add your N26 debit card to the Apple Wallet for each device you want to use.

“How do I set up my N26 debit card as the default card in my Apple Wallet?”

Setting your N26 debit card as the default card in your Apple Wallet is fairly simple. The first card you add to the Apple Wallet becomes your default card for payments.

To set a different card (in this case, your N26 card) all you have to do is move it to the front of the stack.

1. In Apple Wallet, choose your default card
2. Touch and hold the card
3. Drag it to the front of the stack.

“I’m unable to link my N26 debit card to Apple Pay, what am I doing wrong?”

If you are experiencing a problem linking the N26 debit card to Apple Pay, complete the following steps:

1. Check if Apple Pay is available on your device, or
2. You may have exceeded the maximum number of cards that can be registered with Apple Pay.
3. If your device is compatible with Apple Pay and you have not exceeded the maximum number of cards that can be registered with Apple Pay, then you should contact Apple Support.

“My debit card is suspended, according to an error message from Apple Wallet, what do I do now?”

It is most likely because your card was inadvertently deactivated. To reverse this, simply:

1. Launch the N26 app.
2. Tap Cards (on the lower right hand of the screen).
3. Tap Unlock .

“How to link my N26 Visa card to Apple Cash?”

You can link your N26 card to Apple Cash by following these steps:

1. Open Wallet on your Apple device.
2. Select Apple Cash .
3. Tap the three dots on the upper right hand corner.
4. Select Add Money .
5. Select Add Card.
6. Position your N26 card in the frame to scan.
7. Tap Next when the scan is complete.
8. Enter your card’s 3-digit security code.
9. Tap Next .
10. Your card is now linked.

“How to transfer money to my N26 account from Apple Cash?”

To transfer money to your N26 account from Apple Cash:

1. Select Transfer to Bank .
2. Enter the amount you want to transfer.
3. Select how quickly you want the money transferred.
   1. Instant Transfer: There is a fee associated with this option.
   2. 1-3 Business Days: There is no charge for this option.

*Apple, Apple Cash, and Apple Pay are trademarks of Apple Inc. For a list of compatible Apple Pay devices, see

**N26 does not manage external links, and is not responsible for the content, links, products or services of these websites. Further, N26’s privacy and security policies do not apply to external linked websites. Please consult the disclosures of any external linked websites for further information.

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• Latest Guide on how to set-up Apple Pay

Isn’t just for mobile payments but it can be used also in iPad, iPod Touch, Mac and even the Apple Watch.

Here’s what you need to use Apple Pay in supported regions:

• Your eligible device
• A supported card from a participating card issuer
• The latest version of iOS, watchOS, or macOS
• An Apple ID signed in to the cloud

Add card on your iPhone

1. Go to your Wallet app
2. If you’re asked to add the card that you use with your Apple ID, cards on other devices, or cards that you’ve recently removed, choose them, then enter the card security codes. You might be required to download an app from your bank or card issuer to add a card to Wallet. In China mainland, you might be required to create or update a 6-digit passcode.
3. Tap Next. Your bank or card issuer will verify your information and decide if you can use your card with Apple Pay. If your bank or issuer needs more information to verify your card, they’ll ask you for it. When you have the information, go back to Wallet and tap your card.
4. After your bank or issuer verifies your card, tap Next. Then start using Apple Pay.

Add a card on your iPad

1. Go to Settings > Wallet & Apple Pay.
2. Tap Add Card.
3. Follow the steps to add a new card. If you’re asked to add the card that you use with your Apple ID, cards on other devices, or cards that you’ve recently removed, choose them, then enter the card security codes.
4. Tap Next. Your bank or card issuer will verify your information and decide if you can use your card with Apple Pay. If your bank or issuer needs more information to verify your card, they’ll ask you for it. When you have the information, go back to Settings > Wallet & Apple Pay and tap your card.
5. After your bank or issuer verifies your card, tap Next. Then start using Apple Pay.

Add a card on your Apple Watch

1. Open the Apple Watch app on your iPhone, and go to the My Watch tab. If you have multiple watches, choose one.
2. Tap Wallet & Apple Pay.
3. Follow the steps to add a card. 6 To add a new card, tap Add Card. If you’re asked to add the card that you use with your Apple ID, cards on other devices, or cards that you’ve recently removed, choose them, then enter the card security codes. In China mainland, you might be required to create or update a 6-digit passcode.
4. Tap Next. Your bank or card issuer will verify your information and decide if you can use your card with Apple Pay. If your bank or issuer needs more information to verify your card, they’ll ask you for it. When you have the information, go back to Wallet & Apple Pay and tap your card.
5. After your bank or issuer verifies your card, tap Next. Then start using Apple Pay.

Add a card on your Mac

To add a card to Apple Pay, you need a Mac model with Touch ID. On Mac models without built-in Touch ID, you can complete your purchase using Apple Pay on your eligible iPhone or Apple Watch: On your iPhone, go to Settings > Wallet & Apple Pay and turn on Allow Payments on Mac.

Here’s how to add a card to your Mac model with Touch ID:

1. On your Mac model with Touch ID, go to System Preferences > Wallet & Apple Pay.
2. Tap Add Card.
3. Follow the steps to add a new card. If you’re asked to add the card that you use with your Apple ID, just enter its security code.
4. Tap Next. Your bank or card issuer will verify your information and decide if you can add your card to Apple Pay. If your bank or issuer needs more information to verify your card, they’ll ask you for it. When you have the information, go back to System Preferences > Wallet & Apple Pay and tap your card.
5. After your bank or issuer verifies your card, tap Next. Then start using Apple Pay.

What’s next

After you add your cards to each of your devices, you can start using Apple Pay:

• To pay in stores, you need your iPhone or Apple Watch. 7
• To pay within apps, you need your iPhone, iPad, or Apple Watch.
• To pay on the web in Safari, 3 you need one of these:
  • Your Mac model with Touch ID
  • Your Mac and your iPhone or Apple Watch
  • Your iPhone or iPad
• To send and receive money with Apple Pay or use Apple Cash, you need your iPhone, iPad, or Apple Watch. These features are available only in the United States.
• To ride transit, you need your iPhone or Apple Watch. 7
• To pay in Business Chat, you need your iPhone, iPad, or iPod touch.
• To pay with your student ID, you need your iPhone or Apple Watch.

A pple Pay, the newest “next big thing” out of Cupertino, hits shopping carts across the U.S. Monday both online and in stores. Paying with a swipe of your smartphone? That sounds like the stuff of the future. Or the stuff of Android phones since 2011. Or the stuff of Japan as far back as 2004. Regardless, it’s still a welcome leap for the 42.4% of American smartphone users who own an iPhone.

Here’s how to set up Apple Pay, the company’s new cashless, cardless way to pay.

Step 1: Get the right iDevice.

To use Apple Pay, you’ll need one of Apple’s latest devices, either an iPhone 6, iPhone 6 Plus, iPad Air 2, or iPad Mini 3. (Funny how it always works like that.) Older Apple mobile devices lack the new Secure Element chip, which encrypts and stores all the user’s payment information. So, even though the iPhone 5S has Touch ID, owners of that device still need to pay the old-fashioned way.

People with new iPhones can use Apple Pay for online transactions and in-store payments, while the iPads announced last week can only use the service for web purchases. That’s because the iPhones have a built-in Near Field Communication (NFC) antenna, which let users pay with a wave of the smartphone, while Apple’s tablets still lack NFC.

Step 2: Download the iOS 8.1 Update

Next, you’ll have to update your iPhone’s operating system to iOS 8.1, due to be released Monday. Not to be confused with iOS 8.0.1, the update that crippled thousands of iPhones in its brief reign of terror, iOS 8.1 includes an array of anticipated features, like Apple Pay and the return of the Camera Roll.

Step 3: Open the Passbook App

Flick to the barren wasteland of your second or third homepage — or wherever else you’ve stuffed Passbook, since like most people, you probably rarely use it. Upon opening the app to set up Apple Pay, it will ask if you want to use your credit or debit card already on file for iTunes purchases or add a new card.

Step 4: Pick a Card, Not Quite Any Card

For those of you who opt not to use your iTunes account, Apple Pay currently works with Visa, Mastercard, and American Express. If you’re nervous about this newfangled technology, but too tempted to stay away, it might be wise to use a credit instead of a debit card so you won’t be out any cash should things go awry.

A cadre of cooperating banks were revealed at the service’s unveiling, including Bank of America, Barclays, Capital One, Chase, Citibank, Navy Federal Credit Union, PNC, US Bank, USAA, and Wells Fargo. If your bank isn’t listed here, it still may be a part of the service. Everyone wants to party with Apple, and other banks have signed on since the service’s announcement in September.

When you ask Passbook to load a new card into Apple Pay, it activates your iPhone’s camera and prompts you to snap a photo of your card. Apple analyzes this image and interacts with your bank to confirm that it indeed belongs to you. Once that magic happens, a generic-looking image of your card appears in your Passbook app. Just tap on it when you want to use it.

It’s worth noting that the Passbook app doesn’t display your card number. Apple doesn’t even actually store your credit card number, nor does it give the number to merchants. Instead, Apple Pay creates a “device-only account number” which is stored on your device’s Secure Element chip. Every time you use Apple Pay, Apple issues a one-time payment number and a dynamic security code — both encrypted — to the bank. And not only does Apple not know what you bought, where you bought it, or how much you paid for it, but cashiers won’t be able to see your name, credit card number or your card’s security code when you making in-store purchases — a big improvement in real-world security.

Step 5: Shop

If you want to put your iPhone to the real world retail test immediately, there are already 220,000 locations ready to take Apple Pay. According to Apple, every Macy’s/Bloomingdales, McDonalds, Staples, Subway, Walgreens/DuaneReade, and Whole Foods are among the retailers already equipped to accept these contactless payments. And, of course, Apple Stores are also ready to take your money. Just wave your phone at the NFC terminal, touch your iPhone’s Touch ID sensor and wave your money goodbye.

Meanwhile, shopping online sounds a little more complicated. Every online purchase demonstrated in the Apple Pay presentation went through an iOS app. So, whether you’re buying something from Target, accepting an offer from Groupon, or ordering a sandwich from Panera Bread, you’ll need to download the company’s app first. It’s unclear at this time if you will be able to use Apple Pay when shopping through a mobile browser like Safari or Chrome. But given Apple’s app-centric view of the Internet, I wouldn’t put any money on it.

But there is a plus side: in exchange for downloading and using these apps, after you pay with your fingerprint on the Touch ID sensor, you don’t have to enter your billing or shipping address, which can be a drag — especially when you’re shopping online using an iPhone or iPad.

Apple Pay has been around for a few years now, but for those just getting into the system it is a great way to easily make contactless payments on public transport, in hundreds of shops, and even send money to friends instantly.

With more banks now supporting the service and changes expected to come on Apple’s latest iOS operating system, there has never been a better time to start making use of Apple Pay.

Most people use Apple’s payment system on their iPhone, but you can also set up Apple Pay for your iPad, Macbook Pro and Apple Watch, while users of Android smartphones can set up Android Pay to make instant payments.

What is Apple Pay?

Launched in 2014, Apple Pay allows users to pay at contactless card readers using the near-field communication (NFC) chips embedded in the iPhone and Apple Watch. You can also make purchases within apps using Touch ID, and will soon be able to send peer-to-peer payments in Apple’s messaging app, so you can instantly send payments to friends.

How do I use Apple Pay?

If you have Apple Pay set up, using it to pay contactless is as simple getting out your credit card. Just hold your iPhone near any contactless card reader to wake up Apple Pay, the hold your finger to the fingerprint scanner to verify the purchase.

With Apple Watch, double click the side button to activate your stored cards, then hold the watch up to the card reader. In both cases your phone will vibrate and beep to confirm the payment.

Apple Pay using Face ID

Since the release of the iPhone X, users of Apple’s latest smartphones can use facial identification instead of Touch ID to make payments using Apple Pay. To do this, hold the device close to a payment terminal, which will launch Apple Pay Face ID, then look at the device to unlock it using facial recognition and confirm the payment.

How to set up Apple Pay on iPhone

To start setting up Apple Pay you will need a compatible iPhone. Currently, Apple Pay is available on the following devices, which will all receive the latest iOS updates:

• iPhone XR / XS / XS Max
• iPhone X
• iPhone 8 / 8 Plus
• iPhone 7 / 7 Plus
• iPhone 6s / 6s Plus
• iPhone 6 / 6 Plus
• iPhone SE

If you have a compatible device, go to the Wallet app and click add credit or debit card. You can then tap add credit or debit card, either scanning a card or entering your security information to set up the new card.

Apple Pay will then prompt you to say your bank may need to verify some information, so you may have to call your bank. Once your bank has verified your card, tap next and you are ready to use Apple Pay.

In brief: Go to Wallet > tap Add Credit or Debit Card > tap Next > scan your card or enter its code > agree to terms and conditions > verify your card with your bank.

A safer, contactless way to pay

Now more than ever, Apple Pay is a better way to pay with your first direct debit and credit cards. It’s contactless, safe and easy. If you’ve never made a contactless payment with Apple Pay, it’s simple to set up before you leave home.

And you can say goodbye to the £100 contactless limit with Apple Pay. You can purchase over the contactless limit in many stores, so you can use Apple Pay for purchases, big or small.

For a list of compatible Apple Pay devices, see the support page on the Apple website Opens an overlay [Will show a security message first] .

Look out for the following symbols to use Apply Pay on websites, apps or in stores.

On Apple Watch Series 3 (and later), and iPhone 8 (and later), you can add up to 12 cards on a device. On earlier models, you can add up to 8 and the same card can be added on up to 9 devices. The first card added to Apple Pay will be the default card but you can change this by selecting another by going into your iPhone ‘Settings‘ and then ‘Wallet & Apple Pay’.

To add Apple Pay to your device just follow these simple steps:

first direct Mobile Banking app

On your iPhone or Apple watch you can add your cards to Apple Pay directly from your first direct App. Just make sure you have the latest version of our App and then:

1. Log in with your Digital Secure Key.
2. Select the ‘More’ menu and click ‘Cards’.
3. Choose the debit or credit card you want to add.
4. Click on the ‘Add to Apple Wallet’ button, and follow the instructions.

As well as using your first direct App to add your card to Apple Pay in your iPhone or Apple watch, you can also add your card through the Wallet app. Here’s how:

iPhone

Open the Wallet app, then tap the “+” sign in the top right corner. From there, simply enter your card’s security code to add the credit or debit card you already use with your Apple ID, select ‘Add a different card’ and use your iPhone camera to scan the card information, or type it in manually.

Apple Watch

Open the Apple Watch app on your iPhone and tap ‘Wallet & Apple Pay’. Then select ‘Add a new Credit or Debit Card’. From there, simply enter your card’s security code to add the credit or debit card you already use with your Apple ID. To add a different card, use your iPhone camera to scan the card information, or type it in manually.

Go into ‘Settings’, tap ‘Wallet & Apple Pay‘ followed by ‘Add Credit or Debit Card’. From there, simply enter your card’s security code to add the credit or debit card you already use with your Apple ID, select ‘Add a different card’ and use your iPad camera to scan the card information, or type it in manually.

Mac with Touch ID

Go to ‘System Preferences’ and select ‘Wallet & Apple Pay’ and then ‘Add Card’. From there, simply enter your card’s security code to add the credit or debit card you already use with your Apple ID or select ‘Add a different card’ and use your camera to scan the card information. Just so you know, Apple Pay is only available on Mac models with Touch ID.

Look out for the following symbols to use Apply Pay on websites, apps or in stores.